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Old 07-31-2009, 10:02 AM
Lamplitersniper Lamplitersniper is offline
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Quote:
Originally Posted by jjgross View Post
7 years from first missed payment.
Thanks for the quick reply.

So the oldest report date of the three listngs looks like this:

412174186832**** CAP ONE Paid derogatory Derogatory and paid. 12/2003

So am I correct in assuming that by the end of this year that negative should be removed from all 3 of my credit agency reports?

Its listed the same way but with 2004 and 2007 on the other ones.

I dont remember specifics from back then but Im assuming that I missed payments around the 8-9th month and finally got it paid in a lump sum and closed the account in December since they reported it at paid in 12/03.

If its true that it will be off possibly in the next month or two and definitely by the end of the year Im one happy camper.
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