I am also worrying with Tu and Equifax first! When those scores are as high as I can get them, I will work harder on Experian but when I do the 1-2 punch I send to all three and hope that I get the same results from all of them.
Did you notice that EX will verify just about anything? The other two willn't verify as easily but I can imagine the process that Ex goes through, It must be just calling the Ca's and saying do you have a debt on file for this name and they say SURE Do and then Ex says ok that sounds good. Done verified!
I hate dealing with them but I have had some success disputing online before this forum. I got 2 items deleted from experian and two from transunion but I get much better results disputing through the mail!
I sent a dispute out last week to TU two weeks ago and I just got a letter that the two things was deleted! I checked Tu and Eq and its gone from both!
|