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Originally Posted by eiznik I have negative information on my report but at this time, all of my accounts are paid off or current. However, my credit score is very low and I am seeking to improve it. Can I still do the 1-2 punch approach on accounts that have been paid? Wasn't my payment an acceptance that the debt was mine? I've been reading online for a week now and I'm even more confused than when I started. Any help is appreciated. |
You have to comb through what their reporting any find any errors they have committed and dispute that.Just because you paid on it doesn't always mean its yours.Suppose it's a family member or a neighbor or some one you felt

sorry for.