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Originally Posted by sickboy0122  my quess on those "Date Opened" things, is the date the CA opened the account. Meaning maybe it went from OC to CA at that time.
Im having somewhat of an issue as well... Alot of my old debt has fallen off (SOL) and I was rather surprised when I pulled my credit reports. All though I got mine from free credit report dot com, and paid the 25 bucks for all three reports and scores. If I were to dispute on that would it take 45 days? Also, I made a payment of $33 to an OC with the intent to pay the rest of the $100 to pay it off the next week, well I get this call from a CA stating that they have the account now, and that I owe them. They gave me a balance of .90 cents more then the original. After haggling with that back and forth I just paid off the OC and now owe nothing occording to the OC (Tident Asset, Orien, or something like that) Now I get a call today from that CA saying that they will report this debt to the bureaus if I dont pay them. They also mentioned that the OC (Trident) cant remove this from my report but instead the CA can. I dont know what the hell to do... Should I pay the CA too, and wait it out and see if i get some sort of refund later? This is driving me crazy.... lol |
What contract did you sign with the ca?if you pay them you will never get a refund.Did you get a paid in full from the oc?I would not pay the ca them 1 dime. Yes they can go 45 days on a free report.Also read through the beginners guide,and follow the step by step. I used to live in La Mesa and Lemon Grove until 10 years ago
