Hi all - newbie here - been reading feverishly through the forum.
My DH has a medical collections for $100. He said it's probably from a co-pay that he never paid when had an ER visit several years ago. In the interest of saving time, can I skip the Pre-HIPPA letter and just do the payment to the OC? Or is the pre-HIPPA letter part of the bigger plan?
We're looking to buy a house, and the sooner I can get things resolved the better. Thanks!
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