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Originally Posted by chane  I should probably rephrase that. If you can't afford your credit reports, AnnualCreditReport.com is the answer. Otherwise I would never use ACR. |
I should have added what i do is get my free reports,then if i want to dispute i buy a credit report,when it comes to personal info I've always done it on line.now my tl disputes are in writing.Sorry to be misleading or unclear on this.I'm having a senior moment.Ok now. I guess I'm assuming that people understand what i mean that's my mistake.I'll go back to class today:o