Quote:
Originally Posted by Maygen13  At the beginning of the month I sent Experian a letter accompanied by my FTC complaint demanding removal of the investigated items as their response took longer than 30 days.
I just got a BS letter back with a long drawn out explanation that does not pertain to my situation of how they are unable to honor my request and if I believe and item on my report is inaccurate to notify them. NO KIDDING!!
So now what? They are medical collections that are showing a zero balance and reporting as IIB and are all out of the SOL. They are all showing terms of 1 month.
What should my next step be? Should I wait a round of disputes? Should I 1, 2 punch them? Should I DV the CA? File another complaint with the FTC?
How frustrating!! |
If it's not showing account in dispute then its reporting wrong.If it's a ca they can't report any terms like 1 month,you have no contract with the ca.Her's a thought send them a c&d letter stating until it's resolved they must quit reporting it.There response was to the ftc complaint.It seems they didn't address you dispute!:huh: