 Americredit? Deletion? Settlement?
I know that one of the worst items on my credit is from Americredit financial. It reports as:
Balance: $6625
Status: Collection / Charge off
Past due: $583
High Balance: $14,566
Opened: 05/19/2006
Reported: 06/03/2009
30 days late: 5
60 days late: 1
90 days late: Experian shows 1 Equifax shows 17!!!!!
this account was a voluntary surrender but it doesnt say that anywhere (good thing or bad thing that it doesnt say?)
Also, the account has supposedly been sold to NCO but i have only received one notice from NCO back in like...January and they havent put squat on my credit. (Thank god for that!)
my question is, what the hell can i do about this account? i have disputed it everytime i dispute anything and it remains verified. i have sent americredit settlement offers time and time again.
any one have any suggestions?! it looks terrible!!!!! plus as long as they have an amount to collect, they are still pulling inquiries! often!!
please help! :confused:
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