Quote:
Originally Posted by CreditCrisis  I am creating my CRA dispute letters now. on the accounts where it is true, would it be ok to dispute them like this?:
Portfolio Recovery Associates – HSBC-5489 - violation of both the FCRA (sect. 623) AND the FDCPA under False or misleading representations [15 USC 1692e].
Because they really are furnishing the wrong info? ok to go? |
It really does no good to quote or point out violations to the CRAs. They honestly don't care.
Just dispute both as incorrect balance........because one of them is wrong by reporting it.