Quote:
Originally Posted by azdbacksfan11  Trish and JJJgross... You are very knowledgeable and helpful. Greatly appreciated. I do not know what the 1 2 punch is but it seems like I might have done it without knowing. I just disputed the account to the CRA about 2 weeks ago, but I sent my verification letter to the CA almost 2 months ago. Does that change things? |
Yeah.....that's basically what it is. You DV the CA and then once you know the CA has your letter, you dispute with the CRAs. The CA has a 30 day window in which they have to respond to the CRA or it gets deleted......but the CA has to validate the debt with you before they can verify it with the CRA.
So if that is what happened (which is what it sounds like) then as long as you have proof of your dispute and DV letter (CM receipts/RR card). Then you should send the CA a
DV2. You can also dispute it with the CRAs again when you do that.
If it happens again you have them on violations and can turn around and sue them.