Ok, well..... your next move is to re-dispute with the CRAs (per why chat):
CRA address
I am writing you regarding account # xxxx on my report #xxxx from XXXX. This account is a fraudulent entry on my report. I have disputed it with (name of OC) and (name of CA). I have no such account from this creditor for this date in this amount.
Please advise me of the manner of any verification of this fraudulent account, and the name and address of the verifying party as I will be taking appropriate legal action and filing complaints with the FTC and (name of your State)Attorney General's Office.
Send it on personalized stationary, handwritten and send CM only (not RR).
And just as I thought.......7 months is WAY too long to wait to sell the repo'd vehicle. It was not sold in a "commercially reasonable manner" and it should even state a time frame in the UCC. If you can't find it let me know and I will see if I can help you.
This debt.....should not exist. Period. There is no deficiency owed since they did not follow the proper procedures.
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