Quote:
Originally Posted by coldweatherMN  My issue is somewhat similar. I settled through my attorney on a bad debt with Chase. Very long story and drawn out issues but needless to say, the debt is settled. The original debt is still visible on my CR's but with no activity since 2006 - should I leave that alone or do something with it? Next, the CA marked the account as Paid/Settled/Closed but it still shows all the 30, 60, 90, 120, 180 late pays. What do I do about that? Does it just stay there? It is recent as January 2009 when I paid the settlement. |
If the acct has been paid......you can go ahead and dispute it.
Look carefully at the way it's reporting and see if you see ANY inaccuracies at all. Dates, Terms, type of acct........anything. If you have any questions you can always post the way it's reporting so we can look it over for violations if you want (just leave out personal info, acct #, etc).
They can still report the lates (unfortunately) but only the ones prior to it being charged off (it was charged off right?)
HTH.
