GW letters work for a lot of people. You may have more luck by doing this than with disputing. You also may have to write more than one.
As a matter of fact.......I'm sending out 2 gw letters today. I've tried disputing them but not having any luck........and since we will probably have dh's scores pulled in about a month to apply for a mortgage loan......I'm try this as a last resort. Sending them to the CEO's of the company in hopes that I will be able to get some satisfaction.
Inquiries will stay on your CRs for 2 years......but have pretty much little to no impact on score after they are 1 year old.
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