A little update on this one. I got a call from one of the CA that supposedly holds the loan. I spoke with them for a bit and she told me about a thing that they do where I pay them for nine months and then they give the loan back to sallie mae and it never shows as a derogatory. Does this sound normal/real?
So this tells me that the other CA in question is falsely reporting and I can go ahead and dispute that without worrying