 Confused what step to take
I have several collections accounts that are nearing the 7 year mark which is the SOL for my state. I still receive letters from CA's trying to make deals with me. I am hoping to get the negative items removed if they are past 7 years. Should I still try to pay off those old debts? If so, should I try to contact the original creditor? Or make a deal with the CA? Also, I have a lot of old addresses and place of employment listed is out of date as well. Does it benefit me to up-date these? Or remove old addresses? What is the best step to take? I have recently gotten a credit card again for the first time in nearly 7 years( from Orchard Bank) So that I can begin to repair my credit. I also have a high interest car loan that is helping me to rehab my credit. Just unsure how to go about deleting my past, and/or making it right.
:confused:
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