Super - I'll check that out - yeah, that Lowe's one isn't too bad. I've just been scared to apply - I hate the denial part and avoid it.
Anyway, we are 6 years past our b/k - mid score around mid 600's, I need to check again soon and do a round of disputes I'm sure. And yes, we did get approved though AGF. I think they mainly do it based on collateral, income, etc., but the first one we needed and our cars were paid, we then took a loan out again using as collateral and also another 2nd mortgage. The rates are high - depending on situation, I think they tend to be high at 20%. But, I'm sure it's individual situations, etc. - not sure.
|