Well, I got other responses from the bk dispute and from TransUnion I basically got letter saying investigation is now complete - listed below - verified - no change.
And as far as verifying, they sent separate letter stating that Verification Documents not Available. We store info in our records as it is supplied to us by creditors... blah, blah, blah contact your creditors directly.
THEN.. hold on, gets better - (actually I'm surprised this happened so fast)but I got a returned letter from the self addressed stamped env. from the b/k court. It states... The US B/k Court has no affiliation with the major credit bureaus that govern your credit report. You should contact the credit bureaus for info on removing items from your credit report and what specific documents are needed from your b/k file. The Clerk's office can assist you in obtaining copies of your b/k records. Any question, call......
So, I don't know - I did a complete 180! hey? Not that I expected much more, but I was hoping!!
But, also note - like other posts, I do think it is easier if all past creditor stuff from b/k was removed first. I don't seem to be having much luck there either, I can't get them old mortgages removed for the life of me, it's always verified - no change as well.
Any other bright ideas??
 |