[danelleo]

Here is the first one I have written up.. Please revise it if needed:

Dear C**,

I am writing you in regards to my account. I recently applied for credit and was denied. After reviewing my credit reports I noticed that I had an account from you on there. I was hoping to tap into your forgiving side. At the time of the delinquency I was unaware of the amount I owed. Once I was notified I immediately made payment arrangements. I am now asking for your forgiveness in that you will delete the account of my credit report as it is being reported to all 3 major Bureau’s.

Thank you for your time,