 dispute?
Hello,
I need some advice and hope someone can help. I disputed an item on my cr and it came back verified. I then re-disputed it and asked them to send me proof in writing that it was mine. The credit bureau sent me a letter stating this item was previously verified and my letter was frivolous. My ? is should I contact the creditor directly and ask them to send me proof? Will they even do that? If they can't verify it do I forward that letter to Transunion? Is there a certain time frame you have to wait to dispute it again?
Thanks
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