Quote:
Originally Posted by cjain  When you say do not pay CA what you mean....According to my knowledge when the account goes to CA, they are entitled to get the money from the concerned person. At that time no heathcare agency is involved because account is bought by CA. If the charges are on your credit report then you have the right to ask CA for the proof and they will give you that. If they cannot then either they are fraud or they don't have a back up document to support the charges then automatically when you dispute with CRA the charges are removed. |
I mean, unless you have no other choice........DO NOT PAY A CA. They are scum and they lie.
Most of them break laws. And no, they are not always "entitled" to the money.........ESPECIALLY when it comes to medical debts.
I would NEVER pay a CA for a medical debt. Even if the acct was sold to a CA,.........by law, a healthcare facility cannot refuse payment on a medical debt acct.
Of course you
always have the right to ask the CA for proof, but they don't always give it to you. And just because they don't have documentation to support their charges doesn't mean it will "automatically" be removed from the CRAs. It's not always that easy, I'm afraid.