Just for future reference (I know you didn't know.....so it's understandable).......but try to avoid paying a CA. Most of them are scum and cannot be trusted. And NEVER give them your bank or credit card info. If at all possible deal with the OC........and for a medical bill you should always pay the healthcare provider.
You should dispute this with the CRAs. If it comes back verified, then you may have to deal directly with the CA to try and get it removed (hopefully it won't come down to that).
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