To put simply, you just need to dispute them all......based on ANY inaccuracies you can find.
You do that first and see what happens. Then for the OCs (depending on what your results are), you may need to correspond with them directly.
So, go ahead and get started on fixing your personal info and then disputing your TLs.....and then post your results so we can figure out what your next step should be.
When you get down to writing the letters (there are several sample dispute letters here), let me know if you have any questions.
