Question and update
Thanks to Trish for responding.
Let me reveal the bank involved in my repossession. I am dealing with Chase bank, more precisely NRG-National Recovery Group/Chase Bank.
I have no idea if NRG is embedded/contracted to Chase or a division of the bank...here-in lies my question, since i am being harassed by NRG.
I have been contacted by phone after i wrote them a letter, delivered CMRRR telling them to contact me by mail only...citing the FDCPA law. They even call my boyfriend's cell and his business phone, even on the day the letter was signed for.
Has anyone here dealt with Chase/NRG for an auto repo?
I am treating NRG as a CA...but they has stated in previous letters that they would turn this account over to an outside CA if i don't do what they want...which is to comply to their wishes LOL
And since they never validated the loan....should i demand validation to Chase?
This is a fresh repo so I'm not sure if i should let it age, not sure this is wise as I don't think they would have a problem suing me.
Please help!
mysty:mad:
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