Quote:
Originally Posted by MDI  If you can afford it, contact the company and offer them 50% of what the original amount of the debt was. Before yoiu send them any monies make sure you get it in writing what they will accept and send it certified mail and only send a bank checkl or money order. When it comes time for them to report to the credit bureuas that you have satisfied your debt, they normally take their time and it is up to you to do this. This is when that letter come in handy. |
If they have a judgment, it's very unlikely they will settle for less. Not unheard of......but somewhat unlikely.
IMHO, it does no good to show a judgment as paid. It is still a judgment. It's still a VERY negative account on your CR.
OP, you need to try and get it deleted. Dispute the DOLA and the judgment first before you contact the company. You may not even have to talk to them.
And MDI, this is a self help forum. We don't promote any businesses unless the Site Admin approves it. You're siggy is spam.