[Nixer]

My gf and I are hoping to buy a house soon and I am wondering:
I have poor/fair credit, middle is about 600, she is good 700+. Since we are not married I am wondering if anyone knows how it would work out in our situation. Do they take the middle score of both of us? Is my credit going to make it to difficult and we should just wait till I can raise it? I am trying everything I can do to raise it as fast as possible. Many of my baddies are a couple years old, I have 2 judgments against me $500 and $3000, but do have perfect history on all my student loans for 5+ years now. We really want to take advantage of the current situation and get a home ASAP. Any insight would be greatly appreciated.

thanks