Thanks Trish,
I did the pfd's first because I'm trying to get this stuff resolved as quickly as possible. I didn't acknowledge the debt as mine just said in the letters that in the interest of getting the tl's removed I was willing to pay $$$ (a portion of what they say I owe). I've seen my scores go up about 40 points already just from the 2 removals.
I have one negative that was in collections that I paid prior to finding this site. So now that is on my CR showing a negative but with a $0 balance. Any advice on how I could possibly make it go away now that I have no bargaining chip?
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