 Ultimate PFD letter
Here is another example of a PFD letter that a friend of mine gave me permission to post.......he called it the ultimate PFD letter because he used it twice and it worked for him both times.
Feb 9, 2007
First Renegade Assurance
Address, State
Re: Acct# 123456 OC
Regarding OC and the above account number, please find enclosed payment by personal check#123, in the amount of $X to be considered payment in full on the alleged balance of $xx.
As per our agreement, this payment will prevent the reporting of my account to all three credit bureas.
Regardless of the total amount you have alleged is owed, this payment represents payment in full and is made on the following conditions:
1. By cashing this check, First Renegade Assurance agrees not to report any information about this account to any of the credit bureaus.
2. Any and all inquiries and negative trade lines made by First Renegade Assurance and/or OC will be deleted from Mike G's credit reports within 10 business days.
3. No accounts will be verified to any of the credit bureaus.
4. Mike G will be provided a letter from First Renegade Assurance stating that the account is closed and will not be verified to any CRA or other third parties.
5. First Renegade Assurance is prohibited from selling, assigning, or otherwise transferring this account to any third party CA.
If these terms are agreeable and acceptable, please accept the enclosed check for $x.
Please note that cashing the enclosed check will bind you to the terms set forth in this letter.
Mike G
*On the check he wrote "by cashing check FRA agrees to permanently delete any/all information from all CRAs"
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