Opting out at the link given in the opt out thread will opt you out from EX, EQ, TU and Innovis. You have to go directly to LN to opt out with them........and yes, I would. You should opt out anywhere you can to keep from getting your information sold or shared.
Last I looked, you had to pay for a report from LN........and good luck with disputing, you basically can't with them. They don't consider themselves a credit reporting agency. :rolleyes:
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