You can dispute them again as soon as you receive your results back........however, I would dispute them for a different reason. Also keep in mind that after disputing the same TL several times, you may get flagged as frivolous......or get the bogus "previously investigated" letter.
How old are the debts? Are they out of SOL?
Settled is better than a CO......but it still means you didn't pay your whole debt.
Written Off is the same as Charged off. Both are bad.
You basically need to dispute these and if they come back verified, then you may need to consider going straight to the furnisher of information and ask for proof of verification of the debt.
The other thing.......if you are willing to do, is offer to pay them for a delete. There is information about this in the beginner's section too.
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