Good Point. I have NO idea.
LN is a crock of BS if you ask me.......
You are not alone. I ordered mine and my husband's several years ago.......his was FULL of errors too (as well as 14 pages long). For some reason, they had no record of me and sent me my money back. LOL :rolleyes:
The best thing you can do if you think they are getting info from LN is by sending the CRA a
PR (procedural request) letter and then trying to contact the company that is supposedly reporting it and getting info from them on whether or not they are sharing info with the CRAs.