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Originally Posted by Stressed  Hello to all. I'm on a quest to get better credit. I have a few negative items on my credit report. Like 2, 30 days late and like 2 derogatory items that are in collections. I make pretty decent money. About 70k a year. I want to buy a how in the near future. But I can't even get a decent credit card. Now I have some good lines, with good payment history. It's just the bad history making me look real bad. I've read alot of questions and answers on this forum, but now I want to handle this on my own. Last year I paid a credit repair company, and they got like 2 things removed. Now I want to handle this situation on my own. So everyone wish me luck and I will keep everyone updated on the results! |
everyone thinks credit repair companies have a contact that can pull strings with, i was with a few repair shops and they do remove and update accounts,it takes 6-8 months pending how recent your lates are.... the trick is u have to get all 3 bureaus to remove the items.. using a company can get spendy at 35 a month, they only send out your disputes every 60 days !! best tactic is dispute every 30 days ...