SOL starts from the date of first delinquency........in which the acct was never again brought current.
So say you started making payments again......but the account was never brought current.......then you use the FIRST time. If you started making payments again, brought the acct current.........but then fell behind again, then you would start from the SECOND date.
BUT.......one thing I would like to point out......is that medical debts are a little different. The SOL on them is generally 4 years and falls under the UCC SOL for goods and services. AND the SOL on a medical debt starts from the DATE OF SERVICE.
