[grn910]

Hi, I apologize ahead of time for any of my questions. I'm new to this. OK, I'm 34 & I have bad credit. I had good credit at age 22 & myself & a bad relationship messed it up. About 6mths ago I pulled a free report & it was 19 items on there. 3 credit cards, medical bills, repossesion, & 2 judgements. Most over 7-10yrs ago. I found out someone was using my name when they went to the hospital so some of the medical bills were not mine. I disputed everything. I rec'd another set of report with only 6-9 things on there stating they were verified. I havent done anything else yet. Most of these are old or have been to different CA's. I want to clear it up but Im not sure what to do first. Ive heard to write pay to delete letters, validation letters, 1-2 punch(which I do not understand), etc. The total of these bills is at the most $2K. I dont know what info I should send or where I should send it. I heard less is better. Can someone lead me in the right direction? Thanks