Quote:
Originally Posted by tolog  chane, thank you for your reply. I am currently using Lexington Law. Their paralegal staff told me "sorry this is beyond the scope of what we do for you" regarding disputing the judgment. From what I understand, all they are doing are sending out dispute letters to all my negative accounts hoping that they cannot verify it. If this is the case then is this something that I can do myself? If so, what should I do about the letters that are already sent on my behalf by Lexington? If I wait at least 30 days from the last dispute letter sent then I can send my own?
Thank you for putting up with my newbie questions. |
Lexington Law is one of the best in my opinion. I know they dispute judgments, so they must have been talking about something else regarding the judgment.
You are mostly correct. Most of what they do it send out dispute letters, but they also occasionally use other tactics.
It's definitely something you can do yourself. We teach a lot of the tactics here. But, a lot of this is not as simple as it seems. There are certain letters for certain situations and the wording is very important.
Repairing your credit is much like repairing a car. If you mess up it IS possible that you can damage it beyond repair and I see it happen all the time. We have many forum members who have done it. Some even send in copies of their bankruptcy filing (biggest mistake ever). It's like sending in the murder weapon with your finger prints on it. Others just make minor errors like disputing 20 items at once as "not mine".
How long have you been with Lexington?