[tolog]

I have two main questions:
1)Did I make a mistake by signing up with a credit repair company?
2)Was one of my judgments filed illegally/incorrectly and what are my options?

1) Credit Repair Company
I made poor decisions when I was younger and it caused some collections and public records on my credit reports. However, in the past 2+ years I haven't had a late payment for anything. I may have jumped the gun and signed up with an online credit repair service in the beginning of October 2008. Its been almost 3 full months now and there has been no changes to my credit score. All collections (which are all paid for) and the 2 judgments are still there.

I started reading online about credit repair and all I see is "Don't use credit repair companies!" I read that they blindly send out letters to dispute the accuracy of the negative items so this may actually do more damage. Is this true? Did I make a mistake by going with a credit repair company?


2) Judgments:
-One of my judgments was paid off in 2005.
-Another judgment is being paid off through a monthly payment plan with a lawfirm that specializes in debt collection. However I believe this judgement should never have been filed. I started paying monthly to the lawfirm at the end of 2006. Looking at my credit reports the judgment for this account was filed in May of 2007. Did they illegally file the judgment? What are my options? What is recommended I do to have this judgment taken off my credit report? I asked the credit repair company for advice and they said "sorry this is beyond the scope of what we do for you"

Thank you everyone in advance.