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Originally Posted by guzy69 Sorry about the double post. What I am asking is this; I have always used my middle name when applying for any kind of credit. If I dispute the name with the big 3 saying that it is "not me", along with the address dispute, any TL that is associated with the name they have on file and the address will not match my name on my (birth certificate, Social, and Drivers License). How can they verify its me? Does that make sense?
Thanks for the input!!! |
They have your social security number. Everything is tracked by that. Attempting to change your identity and/or getting a new credit profile is fraud in most cases. I believe it's a felony.
We don't advocate breaking the law or being dishonest here. The law is on our side and by understanding our consumer rights we demand that CRAs and CAs stay on the right side of the law.