Thanks Trish, but what if it is a check collect place, but is considered a collection agaency? Does that make a difference? I am assuming while I was married we wrote a check to a business and it bounced and then that place sent it to this CA...so how do I find out if this is all legal in my state you said UCC?? what is that? and where can I find out if they own the debt now or if they are just collecting?
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