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Old 11-12-2008, 02:18 AM
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chane chane is offline
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What you can do is carefully dispute them with the CRAs.

If there are many lates, you may want to ask them to remove the account. If there are only a few, you want to clearly tell them that you were never late and that the account should be updated, not removed. It's important to ask that the account be updated and not removed, because sometimes if you don't specify, they will just remove it and that is not good if it's an old account with positive credit history.
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