[momsewingdaughter]

So I'm starting the repair process by pulling my three reports. The problem is that some of this stuff is old and some of it isn't mine. The account numbers, however, are truncated on the report. When disputing online with the reporting agency, can I use the truncated number.

Also, does anyone know how long it takes on average for disputes to be responded to? I know they have 30 days, but does it normally take them that long?

Thanks!