I have seen several people say under 1k, they usually don't bother.......but I had a CA try to sue me for a $700 debt.
In the $200-$300 range, it is much less likely.....but not unheard of.
On the 6K repo....there's a good chance they will try to sue. A 6K debt can turn into 8+K really fast when they add on fees and interest.......making it worth their time to pursue you.
One piece of advice.......if you have acct within SOL and you don't have the money to pay them (and they are not sending you letters/calling you)........then DON'T DV them. That's just poking a sleeping giant.
Let them be for now and go after the ones that are out of SOL first. Then you really don't have to worry as much. While you're working on those......maybe save up some money in the meantime so that when you do finally contact the ones within SOL (or they contact you), you will be able to make payment arrangements/offer a settlement.
Hope that helps.
|