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Originally Posted by rayne428  :confused:what else should i b doing? I have two things in collections and I have Lexington working on getting those deleted, ive paid down the balances on my two credit cards accounts that were closed and I now have a new credit card with a $300 limit on it but I don't use it maybe $20 for gas and I pay that off in full every month , anything else I should be doing, my score hasn't gone up that much, it went up like 20 pts and within about 3 days dropped about 10, I don't see y that would happen, I have the FICO monitoring system and the only reason they have listed is that one of my accounts when form "past due" to "paid or paying as agreed" I don't see who that could hurt my score, if anyone has any other ideas on what I could be doing to improve my score by all means do tell, im trying to get out of the mess im in by the end of next year :p |
Guys, I had one more question to add to this, Lexington is taking care of the collections and the lates on my credit reports but I don't think that the deal with inquiries, it say I have 11 on my report and I really want to try to get some of these deleted, I know u guys say I shouldn't dispute things along with Lexington to just let them do their thing, but since I don't think they do anything about inquiries would it be ok for me to go ahead and dispute these inquiries with the credit bureaus? And should i sent two seperate letters for two inquiries or should i out it all in one letter?