Quote:
Originally Posted by M&M  Trish I have an order from the court for W&A to validate the debt. Do you mean if I ask the CRA's to validate it on my CR they cannot until they send me the info? |
Hmmm.........when the courts get involved, that may change things. :confused:
BUT, the rule is.....that if you request validation, by law, they cannot continue ANY collection activity until you are shown proper proof that the debt is yours (proper meaning no generic printout stating you owe the money - you need to see paperwork from the OC, a siggy, itemized charges,etc). If you dispute with the CRAs, the CRAs then ask the CA for verification of the TL being reported. The CA can't verify (until they validate with you) because it would be considered collection activity.
I hope that made sense. :p