Quote:
Originally Posted by chane  No.
1. Send a validation letter (DV letter) to the CA.
2. Send a verification letter (dispute letter) to the CRAs a week later.
Debt validation is for collection agencies - requesting validation on a debt.
Verification is for the credit bureaus - requesting an investigation on an account they are reporting on your credit report.
Many people confuse validation and verification. They are completely different. If you send a validation letter to a CRA or a verification letter to a CA they will wonder if you are smoking crack.  |
Chane thanks.For some reason i always get one and two backwards maybe that's why i dont get some things removed.Those damn senior moments lol