I was just looking at some of your other posts.
If you're upside down on your loan and it hasn't been repo'd yet......DO NOT let it get that far. Trust me, you don't want to go through the big fun of being sued. :rolleyes:
How much do you owe on the car? You're only option would either be to try re-financing so you can get your payments down and under control.......or to try and sell the car and cut your losses. You may still end up owing but it wouldn't be near as much.
Especially since you are young......you don't need your credit to get worse.
Just to give you an example......my car was repo'd, we owed a little over 8K on it. They turned around and sold it for about 2K, leaving me with a balance of 6K. 4 years later, I have to go to court.....I fought as best I knew how and lost. The CA was awarded a summary judgment for 8K at 12% interest PER ANNUM (which by the time I'm done paying $450/mo comes out to over 10K). Not only do I have the repo/CO on my CR from the OC, now I also have a collection acct from the CA AND a judgment on my public record.
I'm just saying..........do whatever you can do to NOT get it repo'd.
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