 2nd DV letter
Hi.
I just thought I would bring this over here so it wouldn't get lost. It's a 2nd DV letter to use in case a CA continues collection or refuses to validate. In my case it was both.....so please modify it to fit your situation.
Date
My Name
My Addy
Dummy CA
CA Addy
Re: Acct # xxxxxxxxxxx
To Whom It May Concern:
I am sending this letter certified mail # xxxx xxxx xxxx xxxx xxxx to ensure that you receive it.
I have received two letters from you dated xx/xx/xxxx yet your offices have failed to provide me with proper validation. I sent you a letter on xx/xx/xxxx, certified mail # xxxx xxxx xxxx xxxx xxxx, which you signed for on xx/xx/xxxx. You have not supplied sufficient evidence that the alleged debt is mine.
In a good faith effort to resolve this matter amicably, I restate my demand for proof of the debt, specifically the alleged contract or other instrument bearing my signature, as well as proof of your authority in this matter. Absent such proof, you must terminate this collection action and correct any erroneous reports of this debt as mine.
You have fifteen (15) days from receipt of this notice to respond. Your failure to respond, on point, in writing, hand signed, and in a timely manner, will work as a waiver to any and all of your claims in this matter, and will entitle me to presume that you sent your letter in error, and that this matter is permanently closed.
Either provide the proof or correct the record to remove the invalid debt from my credit files with the three primary credit-reporting agencies. You are currently in violation of the Fair Credit Reporting Act and the Fair Debt Collection Act.
I also would like to request that no additional telephone contact be made by your offices to my home as it is inconvenient for me. If your offices attempt telephone communication with me again, including but not limited to computer generated calls and calls or correspondence sent to or with any third parties, it will be considered collection activity. All future communications with me MUST be done in writing and sent to the address noted in this letter by USPS.
Best Regards,
Me
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