Most public records can't be verified by the CRA's in the correct way in which they are supposed to according to the FCRA. They simply run a check to see if the record shows up in their massive database, but that is not verifying it.
So, when they say they have verified it, they haven't...They have violated your federal rights by saying that they have. To properly investigate a public record, they must verify it with the courts. However, the courts won't verify that information over the phone or through the mail. Most courts will only verify it in person.
That would mean someone from the CRA would have to travel to the court house and verify it. The CRAs don't have people who travel around and verify public records. It would be way too expensive. This simple fact means that they can not properly verify public records. And according to the FCRA, if they can't verify it they must delete it.
Point this fact out to them and use it as leverage. Ask them for the "method of verification" or "procedural request". They can't provide it. They're breaking the law and violating your federal rights by letting it remain on your credit report once you have requested an investigation.
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