[boxstersilver]

My wife and I are purchasing a home. her credit score is a 579. we paid down some credit cards and had a quick rescore. her score is now lower due to a newly added collection. we are supposed to be closing in 2 weeks. my lender is stating that i can get a letter from the original creditor stating that the collection was in error and needs to be removed. i contacted the creditor and they stated that if i pay in full they will notify the collection agency to remove it from my credit report. my issue is that we can't wait the 30 days or so and need to know what we need to (as in documentation) to show the credit bureau so they can rescore immediately without this collection.

Thanks, Dave