[LADYBUG7788]

here is my problem this collection agency first source states in all 3 my credit reports i oue a debt so i called them to see the who the original creditor was they told me so i called the company they stated it was a mistake and i oue 0 they said they were contacting this collection people to pull it back and they sent me a copy of the bill which states 0 bal. now that was 5-2008 so i got a alert from my credit reports and this collection agency just put it in on july24,2008---so i called these idiots and they said i oue i told them i got a copy of the bill which states 0 i told them i can send a copy they said they will wait for the oc to retract it,,,also this collection agency put in all three cr that my husband oues this co 278.00 which is a lie..got a letter from the oc my husband oues nothing . is this collection co. desperate to get money.

WHAT CAN I DO? CAN I SEND THEM A DV OR IS IT TO LATE.