I sent a letter to Experian about 3 weeks ago and finally got a response recently. They said they couldn't investigate the dispute saying they wanted to know why I was disputing. They said I can use reasons like, "not mine" paid in full" "innacurate" etc. what is up with that?
I sent this letter right after I received their belated response.
[Name]
[Address]
[city] [state] [zip]
Social Security Number: XXX-XX-XXXX
Date of Birth: XX/XX/19XX
Experian
2220 Ritchey
Santa ana, CA 92705
6/20/08
Dear Experian,
I am writing to dispute incorrect information on my credit report. Report number, XXXXXXXXXX
The following names are innacurate:
Name identification numbers: XXXX, XXXX, XXXX, XXXX, XXXXX, XXXXX and XXXXX
The following addresses are innacurate:
Address identification numbers: XXXXXXXXXX, XXXXXXXXXX, XXXXXXXXXX, XXXXXXXXXX, XXXXXXXXXX, XXXXXXXXXX, XXXXXXXXXX, XXXXXXXXXX, XXXXXXXXXX, XXXXXXXXXX, XXXXXXXXXX, XXXXXXXXXX, XXXXXXXXXX
Please delete the erroneous information as soon as possible. Thank you. Sincerely, (printed name)
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