Sorry about your prediciment. I have a secured card too. I f you really want to build a better credit history, why not get a secured card? Keep in mind too that when you apply for one, a hard inquiry will remain on one or perhaps more [not sure ] of your credit reports for two years unless Lexington Law can get it removed somehow. So apply for a secured card specifically unless you know for sure that your credit is good enough to be eligible for an unsecured card, otherwise you will have a hard inquiry for each one you apply for.
I would reccomend opening the savings account for the card with a line you can afford for each month as long as it is reasonable and accomidating to your budget. As I'm sure you already know, it is always best to always pay in full so you can avoid paying interest and try to keep your balance between %10 - %30 of your credit line for maximum results.
There is actually a link to a credit cards forum on the main site you may be interested in. Good luck!
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